Why employer insolvency does not end your right to claim
The Employers' Liability (Compulsory Insurance) Act 1969 — what it requires
What is the ELTO and how does it work?
Database of EL policies since 2011; older policies may require other research
What if the policy cannot be traced?
Options: dissolved company restoration under Companies Act 2006 s.1029; MIB for uninsured; DMPS for mesothelioma
What if the employer dissolved years ago?
Three-year time limit still applies from date of accident or knowledge; courts can extend under s.33 Limitation Act in exceptional circumstances
Industrial disease cases
Employers may have been multiple; insurers trace by exposure period
Sources
- : Employers' Liability (Compulsory Insurance) Act 1969
- Companies Act 2006 s.1029
- Employers' Liability Tracing Office (ELTO)
- Mesothelioma Act 2014 (DMPS — for asbestos cases)