What is a future loss of earnings claim?
How is future loss of earnings calculated?
Multiplicand = annual net loss; multiplier from Ogden tables based on age, gender, disability and employment status; net present value discount rate
What are the Ogden actuarial tables?
Government Actuary's Department; current edition; used by courts since Wells v Wells [1999]; how discount rate works
What is a Smith v Manchester award?
For cases where claimant can still work but faces a disadvantage on the open labour market; Smith v Manchester Corporation [1974]; lump sum approach
What is a Blamire award?
Where future is too uncertain to use Ogden; broad-brush approach
What if you can still work but only in a lower-paid role?
Claim for the difference; retraining costs
What evidence supports the claim?
Consultant's prognosis, employment expert, vocational assessment, payslips, tax returns for self-employed
What if your injury may deteriorate over time?
Provisional damages award — s.32A Senior Courts Act 1981
Can you claim? Find out in four quick steps.
Enquiries may be referred to SRA-regulated UK solicitor firms where appropriate. No win, no fee is subject to solicitor assessment of your individual case.
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Sources
- Ogden Tables 8th edition (Government Actuary's Department)
- Wells v Wells [1999] 1 AC 345
- Smith v Manchester Corporation (1974) 17 KIR 1
- Senior Courts Act 1981 s.32A (provisional damages)
- Judicial College Guidelines, 17th edition (2024)
This guide is editorial information about UK law. It is not legal advice and does not create a solicitor–client relationship. For advice on your circumstances, speak to a regulated personal-injury solicitor.